The future of banking is invisible — experiences so seamless they anticipate customer needs before action. This session explores how cloud-native platforms, AI, and automation are driving real-time personalization, resilience, and risk intelligence. We’ll look at open finance and API ecosystems unlocking new revenues, fintech partnerships fueling innovation, and cybersecurity strategies for an era of constant disruption. From generative AI to conversational banking, discover how technology and trust converge to deliver the zero-click experience: smarter, faster, frictionless banking for every moment.

 

Moderator:
Panelists:
	Andrzej	Pyka	Chief Transformation Officer	Santander Bank Polska S.A.
	Ciprian	Nicolae	Director, Payments Systems	BCR
	Tamer	Nurla	Deputy General Manager	Revolut
	Spyros	Bethanis,	Digital Transformation Director	National Bank of Greece
	Fanis	Sklavenitis	Director, Digital Banking	Piraeus Bank
	Cristian	Lia	Cards Tribe Lead | Cards Tribe | COO	ING
	Lucientiu	Roman	Executive Director – Payment Services	Credex IFN SA
	Haris	Mygdalis,	Group Chief Information & Digital Officer	Attica Bank
	Panagiotis	Divriotis	Head of Personal Lending, Cards & Loyalty,	Alpha Bank (Greece)
	Rumen	Radushev	CDO	Postbank
	Andrzej	Burliga	Vice President, Member of Management Board	Santander Bank Polska S.A.
	Ernestos	Panagiotou	Chief Transformation Officer, Head of Strategy & International Activities	National Bank of Greece