
Moderator
Vladimir Kalinov
Advisor, Former Retail Banking Executive, Management Board at Raiffeisen Bank Romania
Board seasoned banking executive with 20+ years of leadership in risk, governance and retail banking. Leading digital transformation initiatives and customer experience innovation to transform traditional banking experience into modern hybrid branch/digital model of customer interaction. Implemented financial consultancy in retail banking, incorporating digital tools with human expertise based on omnichannel platforms. Proven ability to balance innovation with stakeholder value creation.